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Financial Assistance

En Espagnol

Financial Assistance for those unable to pay the full cost of care

Penn State Health St. Joseph is a nonprofit health organization with a longstanding commitment to assist those who seek our care, regardless of ability to pay.

If you are unable to pay for all or part of the care you receive from our hospital, you may be eligible financial assistance. Please read the information below to understand:

  • How eligibility for financial assistance is determined
  • How to apply for financial assistance

This information is a summary of the Penn State Health St. Joseph Financial Assistance policy.
Please click here to read the policy in full.

PLEASE NOTE: Any patient seeking emergency care will be treated without regard to ability to pay.


How eligibility for financial assistance is determined

To determine your eligibility for financial assistance, we consider:

  • The medical necessity of services received. In short, medically necessary services save your life, make you well, or prevent a medical condition from becoming worse. There is a detailed definition of medically necessary services in the Penn State Health St. Joseph Financial Assistance policy.
    Medical necessity will be determined by a physician. In determining medical necessity, we follow all requirements of the federal Emergency Medical Treatment and Active Labor Act and applicable laws and regulations.
  • Your ability to pay for the services. We look at income, family size, available resources and expected future income (minus living expenses).
  • Financial Assistance is approved based on family income that is up to 300% of the Federal Poverty Level. Qualifying patients will be eligible for 100% free care for medically necessary services incurred.

How to apply for financial assistance

When you are registered as a patient, we will ask about your coverage for health care services. If you don’t have coverage or it is not likely to be sufficient, we will refer you to our Financial Advocates who can assist you with applying for Medical Assistance and/or give you a packet of information that covers our financial assistance policy.

You will need to complete the Financial Assistance Application form, provide all information it requests, and submit it to us.

If it is determined you are eligible for assistance, we will notify you and let you know how much assistance is available. If it is determined you are not eligible for assistance, we will let you know that in writing and give a brief explanation of the reason.

It’s important to note that if you do not have insurance, you will not be charged more for services than the amount generally billed to those who have insurance.

Downloads

Questions?

If you have any questions about qualifying or applying for financial assistance, please contact our Medical Eligibility Counseling Services department at 610-378-2277.